Verifiable income may mean, but is not limited to: employment paychecks, bank accounts, alimony/child
support, trust accounts, Social Security, unemployment, welfare, grants/loans, and housing assistance.
Owner/Agent may use credit reports to verify the accuracy of the information provided by Co-Signers. Income
derived from non-garnish able sources (retirement income, trust income, Social Security Income, etc.) may be
excluded for the purposes of meeting the income criteria if the Landlord so chooses. Co-signers must list
all existing credit and debts on the Application. A negative credit report may result in an Application
denial. Negative reports include, but are not limited to: late payments, collections, judgments, debt to
income ratio, and bankruptcy. When approved, a Co-Signer must complete a Co-Signer Agreement.